There are many ways that you can first become aware that you have become a victim of Identity Theft. No matter how it happens, you’re probably going to be angry, alarmed, frightened, confused and concerned.
Most people’s first questions are, “How did this happen to me?” and “Why did this happen to me?”
Continue reading Smart About Money: When the victim of Identity Theft is … you!
It’s called phone spoofing. It’s rampant. It’s all too easy to fall for. And basically it means that to protect yourself, you cannot believe what you see on your Caller ID. Ever.
Continue reading Smart About Money: Alert! You Can’t Believe What You See On Your Caller ID
While it is generally not a good idea to co-sign a loan for an adult friend or family member who may have well-known problems managing their finances, co-signing an auto loan (or apartment lease) for a son or daughter is a different situation. Should you do it? The answer is … it depends. It depends on the child. It depends on the car or apartment. It depends on the parent.
Continue reading Smart About Money: Should a parent co-sign on child’s car loan?
There’s something you’re paying for that you’re not getting your money’s worth on. You know exactly what it is because it’s the first thing that’s coming to mind as you’re reading this.
Continue reading Smart About Money: Quit something today!
“Should I co-sign a loan for a family member or friend?” is a question bankers hear all the time. It’s a common request and you may choose to co-sign. But before agreeing, you need to be absolutely clear about the risks you’re taking when you co-sign.
Continue reading Smart About Money: Should I co-sign a loan?
Have you booked a ticket for an airline flight lately? The pricing options for seating, boarding priority and luggage allowed have exploded. It can be time-consuming to figure out the most cost-effective option. It’s all too easy to miss the “old days” when buying a plane ticket didn’t seem to involve so much nickel & diming.
Continue reading Smart About Money: A Case For Honest And Clear Lending Costs
A gentleman in his early 80s came to speak with me. There are valuable lessons in his story for everyone who has a pension, who expects to have a pension or who will never have a pension.
Continue reading Smart About Money: No one’s ever sorry to have “saved too much” for retirement