Category Archives: Smart About Money

Smart About Money: Protecting yourself from data breaches – why bother?

These big data breaches – like the recent Equifax hack – are very frustrating. Especially when they happen to huge companies that you’d think would have multiple layers of systems in place to protect themselves and their customers’ information.

Continue reading Smart About Money: Protecting yourself from data breaches – why bother?

Smart About Money: Paying for College in 2017 … What I Learned

Every parent who has kids planning to go to college thinks about the cost. How could you not? When we’re starting to see the $70,000 a year mark regularly surpassed at private colleges (for tuition, room & board), the idea of coming up with that kind of money by an August due-date four years running is daunting.

Continue reading Smart About Money: Paying for College in 2017 … What I Learned

Smart About Money: A visit from the Secret Service …

Usually when people have a visit from the U.S. Secret Service, it’s not a positive thing. But when the Secret Service came to see us at Canton Co-operative Bank a few weeks ago, it was at our invitation and I think it’s fair to say it was one of the most fascinating presentations I have ever attended.

Continue reading Smart About Money: A visit from the Secret Service …

Smart About Money: Chasing credit card rewards … worth it?

As I recall, it was the late WBZ radio host Lovell Dyett who used to say, “Spend your time wisely. It’s the only money you’ve got.”

I found myself thinking about that when reading a Page 1 Wall Street Journal article about people who get credit cards to chase bonus points and credit card rewards. One individual has 29 credit cards!

Continue reading Smart About Money: Chasing credit card rewards … worth it?

Smart About Money: If you’re not with a bank you like & trust, switch!

This is not just about Canton Co-operative Bank, though that is obviously the bank I know best. From my previous career as a bank examiner, I know that what I am about to say is true of many, many community banks throughout New England and nationwide.

Day-to-day money management is a huge part of people’s lives. It makes a big difference if you’re with a bank you like and trust. Ideally that will be a bank where they’ll get to know you as a person and, if you’re trustworthy, they will come to trust you too.

Continue reading Smart About Money: If you’re not with a bank you like & trust, switch!