Earlier this year, there was a report in The Washington Post about a teacher in Southern California who called U.S. service members “the lowest of our low.”
Apparently the school district was “deluged by thousands of emails, many from veterans, active-duty troops and military family members.”
Continue reading Smart About Money: Military service pays dividends now and later
Maybe you’ve heard about the new twist on the Microsoft scam. It used to be that an individual would get a call from someone pretending to be from Microsoft trying to get access to that person’s computer.
Continue reading Smart About Money: “Something’s not right here …”
The first thing to realize when it comes to making complicated decisions perfectly is that there is no “perfectly.” Complicated decisions usually have at least one significant obstacle and often it’s more like “one thing after another.”
Continue reading Smart About Money: The Art of Making Complicated Decisions Perfectly
A few weeks ago, a customer emailed to ask if I would consider writing a column about the pitfalls of credit cards for young people, especially college students. He said he had a feeling his kids weren’t hearing him and he thought they might get the message if they saw it in the paper.
Continue reading Smart About Money: College students should avoid credit cards … here’s why
This is not about delayed gratification, although delayed gratification can be a very useful way to build your wealth – especially when the “delay” causes you to re-think an expenditure and ultimately forgo the “gratification”.
Continue reading Smart About Money: Delaying and experimenting your way to wealth?
Like many local businesses, community bankers tend to be self-effacing. Sure, we’re proud of how we help customers and borrowers. We know we do a good job. We’re just not the type to boast about it.
Continue reading Smart About Money: Working with a local lender strengthens homebuyers’ offers
A customer recently made an appointment to speak with me. A woman in her 70s, she had a home equity line with a big national bank and she’d used it wisely for many years.
Her home equity line was coming up for renewal in 2019 and the interest rate was going to be increasing quite a bit. That concerned her. She had done some research and her grasp of both her situation and her options was excellent.
Continue reading Smart About Money: She did everything right – it is possible!