Category Archives: Financial

Smart About Money: How to get a good Home Equity Line of Credit

Most homeowners think it’s going to be pretty easy to qualify for a home equity line of credit – and generally it is. You already have a home. You probably already have qualified for a mortgage. As long as you have equity in your home and you have maintained your credit rating/scores, you should expect to be approved for a home equity line.

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Smart About Money: “Did the tax code overhaul kill home equity loans?”

“Did the tax code overhaul kill home equity loans?”  That was the headline of an article in The Washington Post in January. Considering that millions and millions of homeowners have home equity lines and loans (and love them), it was pretty alarmist.

And it turns out that home equity lines and loans are alive and well. Even The Washington Post eventually admitted it later in their story.

Continue reading Smart About Money: “Did the tax code overhaul kill home equity loans?”

Smart About Money: Protecting yourself from data breaches – why bother?

These big data breaches – like the recent Equifax hack – are very frustrating. Especially when they happen to huge companies that you’d think would have multiple layers of systems in place to protect themselves and their customers’ information.

Continue reading Smart About Money: Protecting yourself from data breaches – why bother?