A customer recently made an appointment to speak with me. A woman in her 70s, she had a home equity line with a big national bank and she’d used it wisely for many years.
Her home equity line was coming up for renewal in 2019 and the interest rate was going to be increasing quite a bit. That concerned her. She had done some research and her grasp of both her situation and her options was excellent.
Continue reading Smart About Money: She did everything right – it is possible!
Basically, all home sellers want three things: 1) A great offer, 2) From a qualified buyer and 3) A deal that will close quickly with no headaches.
That’s the perfect scenario. But price is not always the most important of the three. Because a “great offer” that falls through at some point before the closing is a significant hassle that sellers want to avoid if at all possible.
Continue reading Homebuyers: How considering the seller’s perspective can help you buy a home
Here is a very important fact you will want to bear in mind if you or a family member are travelling outside of the United States – even if it’s “just” to Canada or Europe: Due to international financial fraud, U.S. banks (including Canton Co-operative) have turned off debit chip cards for transactions outside the United States.
Continue reading Help! My son is in Germany and his debit chip card doesn’t work!
Most homeowners think it’s going to be pretty easy to qualify for a home equity line of credit – and generally it is. You already have a home. You probably already have qualified for a mortgage. As long as you have equity in your home and you have maintained your credit rating/scores, you should expect to be approved for a home equity line.
Continue reading Smart About Money: How to get a good Home Equity Line of Credit
Apparently Canton Co-operative’s annual Shred Day is on people’s calendars now. Many people who were here on April 21st for our 3rd Annual free community Shred Day told us they appreciated the opportunity to be able to safely get rid of old papers and documents. Some said they had actually waited for Shred Day to come around again. It definitely is a very popular annual event.
Continue reading Local people love Canton Co-operative’s Free Community Shred Day